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Short Term Medical

Unexpected illnesses and accidents happen every day, and the resulting medical bills
can be disastrous.  Until you enroll in permanent coverage, safeguard your financial future with
Short Term Medical (STM) temporary insurance. For up to 180 days, it provides the peace of mind and health care access you need at a price you can afford.

Protection you need when you’re in transition
Between jobs
• Security while you’re job hunting
• Often lower than the cost of COBRA*

Waiting for employer benefits
• Fills the waiting-period gap
• Set your own start and end dates

Temporary, contract, seasonal employees
• Flexible temporary coverage options
• More plan design choices give you pricing flexibility
• Security while you’re job hunting
• Often lower than the cost of COBRA*

Newly independent
• When student plans or parent’s coverage are no longer options
• Deductible and coinsurance options keep plans affordable

With Assurant Health plans, you have access to exceptional features that most other health plans don’t offer:
• Coverage as soon as the next day
• Choose your own doctors and hospitals — and save 20-35% when you use providers in the PHCS network
• Prescription drugs are covered
• Families need to satisfy only one deductible
• Many plans are compatible with Health Savings Accounts

When your coverage begins and ends
You can choose the dates your coverage begins and ends. Your coverage begins at 12:01 a.m. on your
approved effective date and ends at 11:59 p.m. on the last day of your benefit period. Please see
your insurance contract for complete details and limitations.